Category Archives: Health Insurance

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What is Short Term Health Insurance?

Short Term Health Insurance is major medical insurance. Whether you need coverage during a transition or gap between insurance or if you are looking for a solution outside of Obamacare, Short Term Health Insurance offers an affordable and flexible option. Different levels of benefits among plans means you choose the right coverage for you. This flexibility makes Short Term Health Insurance very affordable, typically half the cost of Obamacare plans. These plans offer access to a broad range of healthcare providers.

Join the hundreds of thousands of people who currently rely on Short Term Health Insurance for affordable medical and financial protection. Short Term Health Insurance plans available at AgileHealthInsurance are from top insurance carriers, many with a financial strength rating of A+ (Superior) by A.M. Best. The AM Best rating represents an independent opinion from the leading provider of insurer ratings of a company’s financial strength and ability to meet its obligations to policyholders.

Read more about Short Term Health Insurance

What is Health Benefit Indemnity Insurance?

Health Benefit Indemnity insurance (HBI) is a health insurance plan that offers financial protection for commonly needed medical services, including hospital and doctor benefits. When you experience a covered medical event, HBI pays a set fee, directly to you or a provider designated by you. HBI also can include supplemental medical insurance coverage for critical illnesses or accidents, as well as non insurance supplemental health benefits such as telemedicine, insurance advocacy, and pharmacy.

Unlike traditional insurance, where you are responsible for paying co-pays and coinsurance , HBI provides you “first dollar” coverage, without co-pays or coinsurance. This first dollar coverage provides you more flexibility for managing health care expenses. HBI is typically paid for on a monthly basis and all plans offered on AgileHealthInsurance can be purchased by a simple online application without medical underwriting.

Read more about Health Benefit Indemnity insurance

What are Supplemental Health Products?

Supplemental health products are products designed to be purchased in addition to a major medical health plan (such as a short term or an ACA/Obamacare health plan) or a Health Benefit Indemnity insurance plan. There are two basic types: supplemental health insurance or non insurance supplemental health products.

The most common supplemental health insurance products are dental insurance, vision insurance, and supplemental medical insurance. Supplemental medical insurance includes critical illness and accident insurances that will pay a set amount when you experience a covered medical event.

The most common non insurance supplemental health products are telemedicine, which facilitates 24/7 access to medical providers, insurance advocacy services, which help you to better utilize your health plan, and pharmacy benefits, which provides you discounts for prescription and over the counter medications.

Why AgileHealthInsurance?

Best Rates

We guarantee that you always get the lowest price available on all the Short Term health insurance plans we sell.

Our Health Benefit Indemnity insurance plansare designed with our insurance company partners to cover key health services at a competitive price. These special plans are generally not available from other online insurance agencies.

Broad Selection of Products

AgileHealthInsurance offers over 5,000 Short Term health insurance and Health Benefit Indemnity insurance plans.

We also offer many more supplemental health products such as dental insurance, vision insurance, and telemedicine. Many of the insurance companies offered are rated A+ Superior by AM Best, the ratings leader for the insurance industry.



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Dental Savings Plan

With a dental savings plan you pay an annual fee and get access to significantly reduced rates. And dental savings plans offer many benefits over traditional dental insurance. Things like no annual caps or limits and absolutely no paperwork.

Our plans cover more than 100,000 dentists nationwide. These quality providers have agreed to charge reduced fees on the dental services you need. So you’ll get the quality care you deserve at a bigger savings than you ever imagined possible.

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Melinda Moros

Melinda Moros Lifeline Innovations & Insurance Solutions LLC






Forget Obamacare – Affordable Health Insurance the Old Way

Health Insurance - Stay Healthy for Less
Health Insurance – Stay Healthy for Less


Forget Obamacare – Affordable Health Insurance the Old Way

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Forget Obamacare – Affordable Health Care the Old Way



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Caring and Sharing…

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